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TrueCost Analysis™ Report — from $19.95

Know what that house will really cost, before you buy it.

The listing tells you the price. It doesn't tell you which components are near the end of their life, what replacing them runs in this zip code, or how much to keep in savings for when they go. This report does — for this address.

The address is all we need to start — no account, no card. You'll confirm we matched the right property before you pay for anything.

This is not an inspection. Nobody visits the house. It's built from public records, permits, tax and sales data — and every number on it carries the method that produced it.

Replacement outlook1428 Fairmount Ave
Central air conditioning14–16 yr typical life$6,650 – $7,700
New7 yrs remaining
Water heater8–12 yr typical life$1,450 – $1,650
New1 yr remaining
Dishwasher9–11 yr typical life$800 – $1,000
New2 yrs remaining
Range & oven11–13 yr typical life$760 – $840
New4 yrs remaining
What to keep in savings for these replacements$34,146

Likely range·Sample extract — your report shows your address

What it costs

The report is the least you'll spend on this purchase.

Everything above it is a cost you'd have on any house. You'll pay for an inspection either way — it tells you the condition of the house today. The report tells you what the next seven years of owning it will cost.

What buying a house already costs

  • Lender's appraisal$300 – $600
  • Home inspection$300 – $500
  • Title search$75 – $200
  • This report$19.95

Typical US ranges. Bars are to scale.

The report itself

A look inside the report.

The rolled-up monthly cost, every major component with its replacement range and timeline, the upkeep schedule, and what it could rent for — four of the report's eight sections, shown in full.

Cost of ownership

$3,244/mo

$38,928 a year, all in — for this address, at your purchase price.

  • Principal & interest$2,174
  • Estimated maintenance$385
  • Property tax$253
  • HOA dues$115
  • Set aside for replacements$111
  • Homeowners insurance$94
Seven-year replacement timeline
1234567
Major replacementRoutine upkeep
Projected replacement cost by year
YearProjected costType
1$1,637Major replacement
2$1,030Major replacement
3$725Major replacement
4$510Routine upkeep
5$900Major replacement
6$470Routine upkeep
7$4,120Major replacement
Rental potential

$2,780 – $2,868/mo

What this home could rent for.

That covers 86–88% of what it costs to own — leaving roughly $376–$464 a month to find.

Replacement outlook — every major component
ComponentTypical lifeRemainingEst. replacement
Central air conditioning14 – 16 yrs7 yrs$6,650 – $7,700
Water heaterReplace soon8 – 12 yrs1 yr$1,450 – $1,650
Dishwasher9 – 11 yrs2 yrs$800 – $1,000
Range & oven11 – 13 yrs4 yrs$760 – $840
Garage door opener10 – 16 yrs3 yrs$475 – $525
Garbage disposal8 – 9 yrs1 yr$122 – $187

+ 8 more components on this property

How we got here. Components and property details come from public records for this address; replacement costs are ranges localized to its zip code. Remaining life is estimated, not measured — nobody opened a panel or read a serial plate — so the report shows it as a range and says so. No issues indicated means the records show none; it does not mean anyone looked at the house.

Maintenance plan
TaskWhoCostHow oftenGuide
Replace furnace filterYou$25Every 3 monthsHow to
Clean dryer vent ductworkYou$150Every 6 monthsHow to
Inspect and adjust sprinkler headsYou$0Every 6 months—
Test garage door safety reversalYou$0YearlyHow to
Washing machine serviceA pro$150Every 2 yearsHow to

Sample rows — the full schedule runs monthly through every-few-years, each task tied to the component it keeps alive. Most carry step-by-step instructions you can open as you work.

The other four sections, in every report

  • Property summary

    Beds, baths, square footage, year built and the full property profile.

  • Estimated utilities

    Electricity, gas, water and waste for a property of this size and type.

  • AI property analysis

    A condition and value score out of 100, what stands out, and what to watch.

  • Comparable area homes

    Recent nearby sales, and how this home is priced against them.

The reserve

How much to keep in savings for what's coming.

Every rule of thumb says “set aside 1% of the purchase price a year.” We build it from this home's own components — what each one costs to replace and how long it has left — and give you the balance to be holding, not a percentage.

$34,146

What you'd want in the bank the day you move in

$111/mo

What to keep adding to stay ahead of it

What you're actually buying

Averages are everywhere. This report isn't.

The left column is a web search away. The right one is your address.

Free anywhere
In your report
Free anywhere — Anyone can tell you what a typical house contains.
Every major component found on this property — HVAC, water heater, appliances, garage door and the rest — from real records on this address.
Free anywhere — Average lifespans are a web search away.
How much life this home's components have left — and which ones are running out of runway.
Free anywhere — National replacement-cost averages are free.
Replacement ranges priced to this zip code, so a house whose systems are near the end stops looking the same on paper as one that isn't.
Free anywhere — Rules of thumb say "save 1% of the price per year."
The balance to keep in savings for this property's replacements, and what to add each month — built component by component, not from a percentage.
Free anywhere — Generic maintenance checklists are everywhere.
The upkeep schedule for this home — what, how often, who does it and what it runs — with step-by-step instructions on most tasks.
Free anywhere — Sellers disclose what they're required to.
The expensive obligations sitting in plain sight in the public record — before you make the offer, not after you get the keys.
How it works

All we need is the address.

1

Enter the address

All we need to start. No account, no card — and nothing to unsubscribe from later.

2

Check we matched the right house

You'll see the address we matched, how many components we found on it, and every section the report contains. Confirm it's the property you're looking at.

3

Unlock the full report

$19.95, charged once. You'll create an account at checkout — that's where we ask for your email — and the report lives there permanently.

Straight answer

What this is, and what it isn't.

You're about to spend several hundred thousand dollars. You should know exactly what you're getting for $19.95 — and what you still need to go get elsewhere.

What it is

Delivered the moment you pay, permanently yours.

  • A cost forecast for one specific address, built from public records, permits, tax and sales data.
  • Replacement ranges per component, localized to this zip code — plus a seven-year timeline, estimated utilities, comparable sales and rental potential.
  • A maintenance schedule you can actually work from — every task with its cadence, who does it and what it costs, and step-by-step instructions on most of them.
  • A savings target for this house — the balance to hold for upcoming replacements, and what to add each month to stay ahead of it.
  • A number you can take into a negotiation — print it, save it as a PDF, hand it to your agent.
  • Yours to keep. One charge, no renewal. It lives in the account you create at checkout, and it doesn't expire.

What it isn't

Where the estimates stop, and why.

  • Not an inspection. Nobody visits the house, opens a panel, or climbs on the roof. Still get an inspection.
  • Not a measurement of your equipment. Remaining life is estimated from public records, not from anyone looking at the water heater. It's a planning range, not a verdict.
  • Not guaranteed. We read public records; we don't produce them. They can be incomplete or out of date, and every figure in the report is an estimate built on top of them.

Run the numbers before you write the offer.

Reports start at $19.95, charged once — every major component on the property, what replacing it costs, and when it lands.

Packs of 2 or 4 cost less each. Credits never expire.

Check an address — from $19.95
Year One: A New Homeowner's Guide

The guide

Year One: A New Homeowner's Guide

The homeowner's manual you never got. A short, practical read for your first 12 months — instant PDF download.

Get it

The TrueCost Analysis Report is not a home inspection. It is an estimate generated from public records for the address you enter. Remaining component life is inferred, not observed, and is shown as ranges. Costs are estimates localized to the property's zip code.

The report is provided for informational purposes only and should not be relied on as the sole basis for a purchase, financing, valuation or other financial decision. We source data from third-party public records that we do not control and cannot verify, and we make no warranty, express or implied, as to the accuracy, completeness or fitness for any purpose of that data or of the estimates built on it. Always commission a licensed home inspection, and consult qualified professionals, before buying a property.